Annual Fee Policy
UnionPay Gold Card
1. For applications submitted before December 31, 2026, the annual fee for the primary card is waived for the first year. If the accumulated spending within the annual fee cycle reaches 5 transactions (excluding supplementary card transactions), the annual fee for the following year will be waived.
2. The annual fee for the supplementary card is waived.
UnionPay Platinum Card
Annual Fee: 800 RMB/year
1. For applications submitted before December 31, 2026, the annual fee for the primary card is waived for the first year. If the accumulated spending within the annual fee cycle reaches 12 transactions and amounts to at least RMB 5,000 (excluding supplementary card transactions), the annual fee for the following year will be waived.
2. The annual fee for the supplementary card is waived.
*The annual fee charging standard for the year following card issuance is subject to the annual fee announcement on the Bank of China official website.